2025 Guide: Buying Your First Home in Dubai
2025 Guide: Buying Your First Home in Dubai
Quick Highlights
A game-changing initiative by the Dubai Land Department (DLD) to help first-time buyers enter the property market.
Enjoy early access to property launches, exclusive pricing, flexible payment plans, and special mortgage rates.
Open to UAE residents (of any nationality) who don’t currently own freehold property in Dubai and are purchasing a home under AED 5 million.
Simple online application process via the DLD portal or Dubai REST app.
No additional application fees—just perks from top developers and banks.
Once you buy your first property in Dubai, you’re no longer eligible—even if you sell it later.
Designed for genuine homebuyers—not for short-term investment or flipping. You must hold the property for at least one year.
Why This Programm Is a Big Deal in 2025
Buying your first home in Dubai can seem overwhelming—but not anymore. The First-Time Home Buyer Programme is making it easier than ever to step into the market. Whether you’re a local or expat, this initiative unlocks access to exclusive offers, flexible payment structures, and tailored financing options. Here’s your complete guide to taking advantage of it.
What’s the Programm All About?
Launched by the Dubai Land Department, this initiative is packed with benefits that give new buyers a competitive edge:
✅ Priority Access – Be the first to hear about ready and off-plan properties from top-tier developers.
✅ Exclusive Prices – Get special rates and limited-time deals.
✅ Flexible Payment Plans – Spread out payments on your property or even DLD fees—with some options allowing credit card use.
✅ Tailored Mortgages – Partner banks offer competitive mortgage packages with faster approvals.
✅ Developer & Bank Bonuses – Think waived fees, discounts, and VIP treatment.
Who’s Eligible?
To apply, you must:
Be a UAE resident (any nationality)
Be at least 18 years old
Not currently own any freehold residential property in Dubai
Be purchasing a property below AED 5 million
Note: You can still qualify if you own property in other Emirates or in non-freehold zones of Dubai.
How to Apply?
It’s quick and fully digital:
Register through the DLD website or Dubai REST app
Fill in your details
If eligible, receive your unique First-Time Home Buyer QR code
Use your QR code with developers and banks to claim benefits
✅ No extra application charges—standard property registration and bank fees still apply.
What If You’re Not Eligible?
If your application doesn’t meet the criteria, DLD will let you know why—and you’re welcome to reapply once you do qualify.
Top Developers & Banks in the Program
You’ll have access to a wide range of property types and financing options from Dubai’s most reputable names:
Developers:
EMAAR, DAMAC, Nakheel, Meraas, Ellington, Azizi, Binghatti, Wasl & more.
Banks:
Emirates NBD, Dubai Islamic Bank, Mashreq, CBD, and others.
Frequently Asked Questions
Do I need to take a mortgage?
No—it’s optional. But better mortgage options are available through this program.
Is it limited to off-plan homes?
No, the benefits apply to both ready and off-plan properties.
Can I apply with a co-buyer?
Yes, but both parties must meet the eligibility requirements.
What happens if I sell my first home?
You lose your first-time buyer status—even if the property is later sold.
How long does registration last?
Your QR code stays valid until you purchase and register your first Dubai property.
Can I shop around with different developers or banks?
Yes! Your QR code works with all participating partners—offers may vary by provider.
Why You Should Act Now
Dubai’s property market is booming, with rising demand and limited new land. Getting in early gives you an edge—and this program helps you do it smarter, faster, and with more support.
Take the First Step Today
Ready to make your move in Dubai’s real estate market? The First-Time Home Buyer Program is your opportunity to unlock incredible value as a new buyer. With unmatched benefits and expert support, there’s no better time to start.
💡 Pro Tip: Save this guide and revisit it often—DLD continues to enhance buyer support options every year.
Need personalized help? Our real estate advisors are just a call away. Get in touch now for expert assistance and property recommendations tailored to you.
Share on:
Quick Highlights
A game-changing initiative by the Dubai Land Department (DLD) to help first-time buyers enter the property market.
Enjoy early access to property launches, exclusive pricing, flexible payment plans, and special mortgage rates.
Open to UAE residents (of any nationality) who don’t currently own freehold property in Dubai and are purchasing a home under AED 5 million.
Simple online application process via the DLD portal or Dubai REST app.
No additional application fees—just perks from top developers and banks.
Once you buy your first property in Dubai, you’re no longer eligible—even if you sell it later.
Designed for genuine homebuyers—not for short-term investment or flipping. You must hold the property for at least one year.
Why This Programme Is a Big Deal in 2025
Buying your first home in Dubai can seem overwhelming—but not anymore. The First-Time Home Buyer Programme is making it easier than ever to step into the market. Whether you’re a local or expat, this initiative unlocks access to exclusive offers, flexible payment structures, and tailored financing options. Here’s your complete guide to taking advantage of it.
Who’s Eligible?
To apply, you must:
Be a UAE resident (any nationality)
Be at least 18 years old
Not currently own any freehold residential property in Dubai
Be purchasing a property below AED 5 million
Note: You can still qualify if you own property in other Emirates or in non-freehold zones of Dubai.
What’s the Programme All About?
Launched by the Dubai Land Department, this initiative is packed with benefits that give new buyers a competitive edge:
✅ Priority Access – Be the first to hear about ready and off-plan properties from top-tier developers.
✅ Exclusive Prices – Get special rates and limited-time deals.
✅ Flexible Payment Plans – Spread out payments on your property or even DLD fees—with some options allowing credit card use.
✅ Tailored Mortgages – Partner banks offer competitive mortgage packages with faster approvals.
✅ Developer & Bank Bonuses – Think waived fees, discounts, and VIP treatment.
How to Apply?
It’s quick and fully digital:
Register through the DLD website or Dubai REST app
Fill in your details
If eligible, receive your unique First-Time Home Buyer QR code
Use your QR code with developers and banks to claim benefits
✅ No extra application charges—standard property registration and bank fees still apply.
What If You’re Not Eligible?
If your application doesn’t meet the criteria, DLD will let you know why—and you’re welcome to reapply once you do qualify.
Top Developers & Banks in the Program
You’ll have access to a wide range of property types and financing options from Dubai’s most reputable names:
Developers:
EMAAR, DAMAC, Nakheel, Meraas, Ellington, Azizi, Binghatti, Wasl & more.
Banks:
Emirates NBD, Dubai Islamic Bank, Mashreq, CBD, and others.
Frequently Asked Questions
Do I need to take a mortgage?
No—it’s optional. But better mortgage options are available through this program.
Is it limited to off-plan homes?
No, the benefits apply to both ready and off-plan properties.
Can I apply with a co-buyer?
Yes, but both parties must meet the eligibility requirements.
What happens if I sell my first home?
You lose your first-time buyer status—even if the property is later sold.
How long does registration last?
Your QR code stays valid until you purchase and register your first Dubai property.
Can I shop around with different developers or banks?
Yes! Your QR code works with all participating partners—offers may vary by provider.
Why You Should Act Now
Dubai’s property market is booming, with rising demand and limited new land. Getting in early gives you an edge—and this program helps you do it smarter, faster, and with more support.
Take the First Step Today
Ready to make your move in Dubai’s real estate market? The First-Time Home Buyer Program is your opportunity to unlock incredible value as a new buyer. With unmatched benefits and expert support, there’s no better time to start.
💡 Pro Tip: Save this guide and revisit it often—DLD continues to enhance buyer support options every year.
Need personalized help? Our real estate advisors are just a call away. Get in touch now for expert assistance and property recommendations tailored to you.
Share on:
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